REGULATORY COMMENT LETTERS:

• Associated Bank, N.A.
  • Analysis [PDF]
  • Public Comment Letter, Jan. 27, 2012 [PDF]
• Bank of Belleville
  • Analysis [PDF]
  • Public Comment Letter, Dec. 15, 2010 [PDF]
• Bank of Washington
  • Analysis [PDF]
  • Public Comment Letter, Dec. 15, 2010 [PDF]
• The Bank of Edwardsville
  • Analysis [PDF]
• The Business Bank of St. Louis
  • Analysis [PDF]
  • Public Comment Letter, July 1, 2009 [PDF]
  • Public Comment Letter, Oct. 1, 2012 [PDF]
  • Public Comment Letter, Oct. 22, 2012 [PDF]
• Capital One – ING Direct
  • Analysis [PDF]
  • Public Comment Letter, October 4, 2011 [PDF]
• Carrollton Bank
  • Analysis [PDF]
  • Public Comment Letter, July 15, 2010 [PDF]
• Central Bancompany
  • Analysis [PDF]
  • Public Comment Letter, Nov. 2009 [PDF]
  • Public Comment Letter, Dec. 20, 2010 [PDF]
• Centrue Financial Corp.
  • Letter to US Treasury, March 25, 2011 [PDF]
• Citizens Community Bank
  • Analysis [PDF]
  • Public Comment Letter, Dec. 15, 2010 [PDF]
• Citizens National Bank of Greater St. Louis
  • Analysis [PDF]
  • Public Comment Letter, Dec. 22, 2011 [PDF]
• Commerce Bank
  • Analysis [PDF]
  • Public Comment Letter, March 14, 2012 [PDF]
• Commercial Bank
  • Analysis [PDF]
  • Public Comment Letter, Feb. 24, 2012 [PDF]
• Eagle Bank & Trust
  • Analysis [PDF]
  • Public Comment Letter, March 30, 2012 [PDF]
• Enterprise Bank & Trust
  • Analysis [PDF]
  • Public Comment Letter, April 30, 2010 [PDF]
  • Public Comment Letter, July 28, 2011 [PDF]
  • Public Comment Letter, September 30, 2011 [PDF]
• First Bank
  • Analysis [PDF]
  • Public Comment Letter, Sept. 23, 2010 [PDF]
  • Letter to Treasury, March 25, 2011 [PDF]
• First County Bank
  • Analysis [PDF]
• First National Bank of St. Louis
  • Analysis [PDF]
  • Public Comment Letter, Nov. 5, 2009 [PDF]
  • Public Comment Letter, Jan. 7, 2011 [PDF]
• Fortune Bank
  • Analysis [PDF]
  • Public Comment Letter, Dec. 21, 2010 [PDF]
• Heartland Bank
  • Analysis [PDF]
• Jefferson Bank & Trust
  • Analysis [PDF]
  • Public Comment Letter, Feb. 24, 2012 [PDF]
• JP Morgan Chase Bank
  • Public Comment Letter, May 25, 2011 [PDF]
• Liberty Bank
  • Analysis [PDF]
  • Public Comment Letter, March 25, 2011 [PDF]
• Lindell Bank & Trust
  • Analysis [PDF]
  • Public Comment Letter, May 25, 2011 [PDF]
• M & I Bank
  • Analysis [PDF]
  • Public Comment Letter, March 22, 2011 [PDF]
• Meramec Valley Bank
  • Analysis [PDF]
• Midland States Bank
  • Public Comment Letter, October 15, 2013 [PDF]
  • Public Comment Letter on Acquisition of Heartland Bank, October 28, 2013 [PDF]
  • Woodstock Institute Public Comment Letter, October 28, 2013 [PDF]
• Midwest Bankcentre
  • Public Comment Letter, Sept. 23, 2009 [PDF]
  • Press Release, Oct. 5, 2009 [PDF]
  • Analysis – June 2012 [PDF]
  • Public Comment Letter, June 29, 2012 [PDF]
• Montgomery Bank
  • Analysis [PDF]
  • Public Comment Letter, Oct. 7, 2011 [PDF]
• Parkside Financial Bank & Trust
  • Analysis [PDF]
• People’s Bank & Trust
  • Analysis [PDF]
• Premier Bank
  • Analysis [PDF]
  • Public Comment Letter, May 25, 2010 [PDF]
• Premier Bank of Jacksonville
  • Analysis [PDF]
  • Public Comment Letter, Dec. 15, 2010 [PDF]
• Pulaski Bank
  • Analysis [PDF]
  • Public Comment Letter, June 15, 2011 [PDF]
• Regions Bank
  • Analysis [PDF]
• Reliance Bank
  • Analysis [PDF]
  • Rvs. Analysis, May 2011 [PDF]
  • Public Comment Letter, Oct. 19, 2009 [PDF]
  • Public Comment Letter, June 10, 2011 [PDF]
  • Public Comment Letter, Nov. 23, 2011 [PDF]
• Rockwood Bank
  • Analysis [PDF]
  • Public Comment Letter, Feb. 8, 2010 [PDF]
• Royal Banks of Missouri
  • Analysis [PDF]
  • Public Comment Letter, Feb. 24, 2012 [PDF]
• Southern Commercial Bank
  • Analysis [PDF]
  • Public Comment Letter, June 24, 2013 [PDF]
• St. Johns Bank & Trust
  • Analysis [PDF]
• St. Louis Bank
  • Analysis [PDF]
  • Public Comment Letter, Feb. 8, 2010 [PDF]
• Stifel Bank and Trust
  • Analysis [PDF]
• Sun Security Bank
  • Analysis [PDF]
• Triad Bank
  • Analysis [PDF]
  • Public Comment Letter, Oct. 29, 2010 [PDF]
• Wells Fargo
  • Public Comment Letter, Nov. 28, 2012 [PDF]
• WestBridge Bank
  • Analysis [PDF]

PUBLIC POLICY COMMENTS:

Testimony at Hearing on HMDA Revisions, Federal Reserve Bank of Atlanta (July 15, 2010) [PDF]

Testimony at Hearing on CRA Modernization, Federal Reserve Bank of Chicago (August 12, 2010) [PDF]

Public Comments on Hearings for CRA Modernization (August 24, 2010) [PDF]

Public Comments on Proposed Qualified Residential Mortgage (QRM) Rules (June 27, 2011) [PDF]

Public Comments on Proposed Changes to CRA Interagency Question and Answer (April 30, 2013) [PDF]