Enforcement of the Community Reinvestment Act is increasing. Community groups and associations are playing their role in watching investments made to low-income and minority areas. A failure to comply with the Community Reinvestment Act can result in litigation with large settlement outcomes.

United States v. Mid America Bank, fsb (N.D. Ill.)
Summary: http://www.justice.gov/crt/housing/documents/casesummary.php#midamer
Consent Order: http://www.justice.gov/crt/housing/documents/midamericasettle.php
Complaint: http://www.justice.gov/crt/housing/documents/midamericacomp.php
Press Release regarding settlement: http://www.justice.gov/opa/pr/2002/December/02_crt_748.htm

United States v. Centier Bank (N.D. Ind.)
Summary: http://www.justice.gov/crt/housing/documents/casesummary.php#cent
Complaint: http://www.justice.gov/crt/housing/documents/centiercomp.php
Consent Order: http://www.justice.gov/crt/housing/documents/centiersettle.php
Press Release regarding settlement: http://www.justice.gov/crt/housing/documents/centier_pr.pdf